Terms of Service
Effective Date: 2/4/2025

1. Introduction
Welcome to Bad Karma (“we,” “us,” or “our”). These Terms of Service ("Terms") govern your access to and use of the Bad Karma platform (the “Platform”), including any content, functionality, and services offered through the website. By using the Platform, you agree to comply with these Terms. If you do not agree, you must not use the Platform.

2. Eligibility
To use Bad Karma, you must:

Be at least 18 years old (or the age of majority in your jurisdiction).
Have the legal capacity to enter into a binding agreement.
Not be prohibited from using the Platform under any applicable laws.

3. User Accounts
You must create an account to access certain features.
You are responsible for maintaining the security of your account and password.
You agree not to share your login credentials or allow others to use your account.
We reserve the right to suspend or terminate accounts that violate these Terms.

4. Content and Intellectual Property
Bad Karma allows users to post, share, and monetize content. You retain ownership of your content but grant us a license to use it as needed to operate the Platform.
You must have the necessary rights to any content you post and ensure it does not violate intellectual property, privacy, or other laws.
You agree not to post content that is illegal, abusive, threatening, or otherwise violates our policies.

5. Payments and Earnings
Creators may earn revenue from subscribers or content sales. Payouts are subject to processing fees and applicable laws.
Users making purchases must have valid payment methods and authorize all transactions.
We reserve the right to withhold or suspend payments for violations of these Terms or suspected fraudulent activity.

6. Prohibited Conduct
You agree not to:

Use the Platform for any illegal or unauthorized purpose.
Share, distribute, or sell content from the Platform without permission.
Engage in harassment, hate speech, or any conduct that violates our policies.
Attempt to hack, reverse-engineer, or interfere with the Platform’s security.

7. Account Termination
We may suspend or terminate your account if you violate these Terms, fail to comply with applicable laws, or engage in fraudulent or harmful behavior. You may also delete your account at any time, but any outstanding transactions or obligations will still apply.

8. Disclaimers and Liability
Bad Karma provides the Platform “as is” without warranties of any kind.
We are not responsible for user-generated content, third-party actions, or technical failures.
Our liability is limited to the fullest extent permitted by law.

9. Privacy
Our Privacy Policy explains how we collect, use, and protect your data. By using the Platform, you consent to our data practices.

10. Changes to These Terms
We may update these Terms from time to time. Your continued use of the Platform after changes take effect constitutes acceptance of the updated Terms.